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Cost Guide By Alex Morgan · March 2026 · 8 min read

Business Phone System Cost Guide UK 2026: VoIP, PBX and Cloud Compared

Phone system costs catch businesses out because there are so many pricing models. Here's the full breakdown — VoIP, cloud PBX, on-premise — so you can budget accurately.

☁️ The Four Types of Business Phone System (and Their Cost Models)

Before comparing costs, it's important to understand what you're buying, because the cost structure varies completely:

Monthly costs exclude call charges where these apply.
System TypeUpfront CostMonthly CostBest For
Hosted VoIP (cloud)£0–£500£9–£25/userMost SMEs
Cloud PBX£500–£2,000£15–£40/user20–100 users
On-premise IP PBX£2,000–£20,000£0–£5/user100+ users or high-security
Traditional analogue PBX£1,000–£10,000Line rental onlyLegacy (avoid)

💷 Hosted VoIP: Full Cost Breakdown

Hosted VoIP (like Telexico's Cloud-X system) is the right choice for the majority of UK SMEs. Here's the true total cost of ownership:

Cost Element5 Users20 Users50 Users
Monthly subscription£50–£100£200–£400£500–£1,000
Desk phones (one-off)£250–£500£1,000–£2,000£2,500–£5,000
Number porting (one-off)£25–£75£50–£150£100–£250
Setup / configuration£0–£200£200–£500£500–£1,000
Annual total (yr 1)£950–£1,950£3,600–£7,300£9,100–£17,200
Annual total (yr 2+)£600–£1,200£2,400–£4,800£6,000–£12,000

📋 What's Usually Included — and What Isn't

  • Usually included: Unlimited UK calls, voicemail, call forwarding, hunt groups, auto attendant, mobile app
  • Often charged extra: International calls, call recording storage beyond 90 days, additional DDI numbers, premium support SLA
  • Common surprises: Number porting fees, additional site setup fees, contract exit penalties

💰 The Real Saving vs BT or Virgin Business

A typical BT Business landline for a 10-person office (2 lines, inclusive minutes) costs around £120–£180/month. The equivalent Telexico hosted VoIP system costs £100–£150/month — with more features, mobile apps, and no line rental dependency. Over a 3-year contract, the saving is typically £1,500–£5,000.

⚠️ Mid-contract price rises

BT, Virgin and many VoIP providers apply annual price increases of RPI+3.9% or similar. On a 3-year contract starting at £150/month, this adds up to paying over £170/month by year 3. Always check the price rise clause before signing.

Get an exact cost comparison for your current phone system vs Telexico VoIP. We'll show the monthly and 3-year saving.

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